How does a payday loan work?

It's actually quite simple. To receive your payday loan, all you need to do is fill out our online application form. Once approved and processed, your newly acquired funds will be automatically deposited into your bank account overnight. On your paycheck due date, the loan amount plus the loan fee will be automatically withdrawn from your account.

What do I need to do to qualify for a payday loan?

Qualifying is simple. Since we do not perform credit checks, you just need to meet the following requirements:
• You are either currently employed or receiving recurring income.
• Your take home pay is at least $1000/month if employed or $800/month if on a fixed income.
• Your paycheck is direct deposited into your savings or checking account.

Do I have to pay the loan back in full?

What sets us apart from the competition is our ability to work with you on payment options. There are three payment options available:
1. You may pay the loan in full on the maturity date listed in your payday loan agreement.
2. You may pay the finance fee and a portion of the principle on or before the maturity date.
3. You may pay only the finance fee on the maturity date.

How do I get started?

Just select the Apply Now option and fill out our application. Once your application is received and any additional steps are completed, you will receive approval via email.

No Faxing

Automatic Advance offers a no-fax option for all applicants, so there's no additional hassle of using a fax machine!

No hidden application fees

Unlike many of our competitors, Automatic Advance does not charge you a fee just for applying. Whether you're a first-time customer or a returning client, you are guaranteed the same low rates every time you choose us!

Get up to $1500

In order to better serve our growing demand for larger loans, Automatic Advance can now lend you up to $1500 per payday loan application. This is five times more than most other payday loan sites offer!

Deposited overnight

Payday loan applications completed during normal business hours will be deposited in your bank account on the next business day - that means you can spend your cash the very next morning!